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The 1981–82 Challenge Cup was the 81st staging of rugby league's oldest knockout competition, the Challenge Cup. Known as the State Express Challenge Cup for sponsorship reasons, the final was contested by Widnes and Hull F.C. at Wembley. The match ended as a draw, resulting in a replay being staged at Elland Road, which Hull won 18–9.
Widnes led by eight points with 15 minutes of the game remaining, but Hull F.C. came back to draw the match 14–14, meaning the final would be replayed for the first time since 1954.