2025 Rate Bowl
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The 2025 Rate Bowl was a college football bowl game played on December 26, 2025, at Chase Field in Phoenix, Arizona. The 36th annual Rate Bowl began at approximately 2:30 p.m. MST and aired on ESPN. The Rate Bowl was one of the 2025–26 bowl games concluding the 2025 FBS football season. The title sponsor for the game was the Rate residential mortgage company.
The 2025 Rate Bowl featured the Minnesota Golden Gophers (7–5) of the Big Ten Conference and the New Mexico Lobos (9–3) of the Mountain West Conference. The score was 14–14 at the end of regulation. In the first overtime period, New Mexico scored a field goal, then Minnesota scored a touchdown to win the game by a 20–17 score.
Teams
This was the first ever meeting between Minnesota and New Mexico.
New Mexico Lobos
New Mexico opened their season with loss at Michigan, followed by three wins in a row. Back-to-back losses gave them a 3–3 record in mid-October. The Lobos then won all six of their remaining games, and entered the Rate Bowl with a 9–3 record.
Minnesota Golden Gophers
Minnesota won three of their first four games; a loss to then top-ranked Ohio State followed by two wins gave them a 5–2 record in mid-October. The Golden Gophers lost three of their final five games, leaving them with a record of 7–5 entering the Rate Bowl.
Game summary
| Quarter | 1 | 2 | 3 | 4 | OT | Total |
|---|---|---|---|---|---|---|
| New Mexico | 3 | 3 | 0 | 8 | 3 | 17 |
| Minnesota | 0 | 7 | 0 | 7 | 6 | 20 |
at Chase Field • Phoenix, Arizona
- Date: Friday, December 26, 2025
- Game time: 2:30 p.m. MST
- Game weather: n/a (indoor)
- Game attendance: 27,439
- Referee: Cravonne Barrett
- TV announcers (ESPN): Mike Monaco (play-by-play), Kirk Morrison (analyst), and Dawn Davenport (sideline)
| Game information |
|---|
| First quarter (1:47) UNM – Luke Drzewiecki 31-yard field goal (15 plays, 66 yards, 8:35; UNM 3–0) Second quarter (6:18) UNM – Luke Drzewiecki 29-yard field goal (11 plays, 34 yards, 5:57; UNM 6–0) (2:00) MINN – Jalen Smith 10-yard pass from Drake Lindsey (Brady Denaburg kick) (9 plays, 75 yards, 4:21; MINN 7–6) Third quarter No scoring plays Fourth quarter (13:34) MINN – Darius Taylor 5-yard run (Brady Denaburg kick) (12 plays, 80 yards, 6:37; MINN 14–6) (13:30) UNM – Damon Bankston 100-yard kickoff return (Jack Layne pass to Keagan Johnson for two-point conversion) (Tied 14–14) Overtime (OT) UNM – Luke Drzewiecki 36-yard field goal (4 plays, 6 yards; UNM 17–14) (OT) MINN – Jalen Smith 12-yard pass from Drake Lindsey (4 plays, 25 yards; MINN 20–17) |
Statistics
| Statistics | UNM | MINN |
|---|---|---|
| First downs | 17 | 16 |
| Plays–yards | 66–204 | 60–252 |
| Rushes–yards | 38–116 | 32–105 |
| Passing yards | 88 | 147 |
| Passing: comp–att–int | 15–28–1 | 18–28–0 |
| Time of possession | 30:29 | 29:31 |
| Team | Category | Player | Statistics |
|---|---|---|---|
| New Mexico | Passing | Jack Layne | 14/25, 88 yards, INT |
| Rushing | Damon Bankston | 10 carries, 57 yards | |
| Receiving | Keagan Johnson | 4 receptions, 42 yards | |
| Minnesota | Passing | Drake Lindsey | 18/28, 147 yards, 2 TDs |
| Rushing | Darius Taylor | 24 carries, 116 yards, TD | |
| Receiving | Jalen Smith | 6 receptions, 64 yards, 2 TDs |
External links
- Game statistics at