The Rate Bowl is an annual college football bowl game that has been played in the state of Arizona since 1989, under several different names.

Played as the Copper Bowl from inception through 1996, it was known as the Insight.com Bowl from 1997 through 2001, then the Insight Bowl from 2002 through 2011, the Buffalo Wild Wings Bowl for 2012 and 2013, and the Cactus Bowl for the 2014 through 2017 seasons. In 2018 and 2019, the game was known as the Cheez-It Bowl. In 2020, Guaranteed Rate signed on as the title sponsor of the game, renaming it as the Guaranteed Rate Bowl. In October 2024, the game became the Rate Bowl as part of a company rebrand.

When the bowl was founded, it was played at Arizona Stadium in Tucson, on the campus of the University of Arizona. In 2000, the organizers moved the game from Tucson to Phoenix. There, it was played at what became known as Chase Field, the home of the Arizona Diamondbacks of Major League Baseball. For the 2006 season, the bowl moved a second time. After the annual Fiesta Bowl left Sun Devil Stadium in Tempe to play in University of Phoenix Stadium in Glendale, the bowl (then still known as the Insight Bowl) was relocated there as a permanent replacement. The bowl returned to its previous home at Chase Field in Phoenix for the January 2016 event, due to renovation work at Sun Devil Stadium that was expected to last at least three off-seasons. The bowl has remained at Chase Field since and is one of three bowl games staged in baseball stadiums, the other two being the Pinstripe Bowl at Yankee Stadium and the Fenway Bowl at Fenway Park.

History

"Cactus Bowl" had been the originally planned name for what became the Copper Bowl in 1989. The game was played under the Copper Bowl name through 1996, after which title sponsorship rights were assumed by Insight Enterprises, which self-titled the game from 1997 through 2011. In 2012, restaurant chain Buffalo Wild Wings became the sponsor and self-titled the game for two years. Buffalo Wild Wings declined to renew sponsorship following the 2013 game, at which time organizers opted to rename the game "Cactus Bowl" rather than reverting to the Copper Bowl name. There had been a Texas-based Cactus Bowl played in Division II, but that game was discontinued after 2011. For 2014, TicketCity sponsored the new Cactus Bowl, and Motel 6 became the sponsor in 2015. In 2018, Kellogg's became the sponsor and rebranded the bowl, naming it after its cheese cracker brand, Cheez-It. In May 2020, the Cactus Bowl name returned, as Cheez-It sponsorship moved to what had been known as the Camping World Bowl played in Orlando, Florida.

For the first ten years, the game was played at Arizona Stadium, on the campus of the University of Arizona in Tucson. In 2000, the bowl's organizers moved the game to Bank One Ballpark, a baseball-specific stadium, in downtown Phoenix. In 2006, the game moved to Sun Devil Stadium at Arizona State University in Tempe to replace the Fiesta Bowl, which had moved to University of Phoenix Stadium in the Phoenix suburb of Glendale. The 2006 game set a record (since tied in the 2016 Alamo Bowl) for the biggest comeback in NCAA Division I FBS bowl history, as Texas Tech came back from a 38–7 third-quarter deficit to defeat Minnesota in overtime, 44–41.

For the first three playings of the Copper Bowl, TBS carried the game. Beginning in 1992 and continuing until the 2005 playing, the game aired on ESPN. After a four-year hiatus, during which NFL Network carried the game, ESPN regained the rights beginning in 2010.

The 2020 edition of the bowl was cancelled on December 20, 2020, due to an insufficient number of teams available to fill all 2020–21 bowl games, after a season impacted by the COVID-19 pandemic.

Conference tie-ins

Before 2006, the game mainly featured teams from the Pac-10, Western Athletic Conference, Big 12, and old Big East conferences. From 2006 to 2013, it began featuring an annual matchup between teams from the Big Ten and the Big 12. Starting with the 2015 game, it featured a matchup between Pac-12 and Big 12 teams. Teams from the Atlantic Coast Conference and Mountain West Conference have also competed, along with teams from the now defunct Southwest Conference and Big Eight, and one independent school (Notre Dame in 2004). In July 2019, the bowl announced tie-ins with the Big Ten and Big 12 conferences, starting with the 2020–21 season and continuing through the 2025–26 season.

Game results

All rankings are taken from the AP Poll prior to the game being played.

No.DateBowl nameWinning TeamLosing TeamAttendance
1December 31, 1989Copper BowlArizona17NC State1037,237
2December 31, 1990Copper BowlCalifornia17Wyoming1536,340
3December 31, 1991Copper BowlIndiana24Baylor035,751
4December 29, 1992Copper BowlNo 18 Washington State31Utah2840,826
5December 29, 1993Copper BowlNo. 20 Kansas State52Wyoming1749,075
6December 29, 1994Copper BowlNo. 22 BYU31Oklahoma645,122
7December 27, 1995Copper BowlTexas Tech55Air Force4141,004
8December 27, 1996Copper BowlWisconsin38Utah1042,122
9December 27, 1997Insight.com BowlArizona20New Mexico1449,385
10December 26, 1998Insight.com BowlNo. 23 Missouri34West Virginia3136,147
11December 31, 1999Insight.com BowlColorado62No. 25 Boston College2835,762
12December 28, 2000Insight.com BowlIowa State37Pittsburgh2941,813
13December 29, 2001Insight.com BowlNo. 18 Syracuse26Kansas State340,028
14December 26, 2002Insight BowlNo. 24 Pittsburgh38Oregon State1340,533
15December 26, 2003Insight BowlCalifornia52Virginia Tech4942,364
16December 28, 2004Insight BowlOregon State38Notre Dame2145,917
17December 27, 2005Insight BowlArizona State45Rutgers4043,536
18December 29, 2006Insight BowlTexas Tech44Minnesota41 (OT)48,391
19December 31, 2007Insight BowlOklahoma State49Indiana3348,892
20December 31, 2008Insight BowlKansas42Minnesota2149,103
21December 31, 2009Insight BowlIowa State14Minnesota1345,090
22December 28, 2010Insight BowlIowa27No. 14 Missouri2453,453
23December 30, 2011Insight BowlNo. 19 Oklahoma31Iowa1454,247
24December 29, 2012Buffalo Wild Wings BowlMichigan State17TCU1644,617
25December 28, 2013Buffalo Wild Wings BowlKansas State31Michigan1453,284
26January 2, 2015Cactus BowlOklahoma State30Washington2235,409
27January 2, 2016Cactus BowlWest Virginia43Arizona State4239,321
28December 27, 2016Cactus BowlBaylor31Boise State1233,328
29December 26, 2017Cactus BowlKansas State35UCLA1732,859
30December 26, 2018Cheez-It BowlTCU10California7 (OT)33,121
31December 27, 2019Cheez-It BowlNo. 24 Air Force31Washington State2134,105
December 26, 2020Guaranteed Rate BowlCanceled: insufficient number of teams available
32December 28, 2021Guaranteed Rate BowlMinnesota18West Virginia621,220
33December 27, 2022Guaranteed Rate BowlWisconsin24Oklahoma State1723,187
34December 26, 2023Guaranteed Rate BowlKansas49UNLV3626,478
35December 26, 2024Rate BowlKansas State44Rutgers4121,659
36December 26, 2025Rate BowlMinnesota20New Mexico17 (OT)27,439

Source:

Games 1–11 (copper) played in Tucson at Arizona Stadium

Games 12–17 (silver) played in Phoenix at Bank One Ballpark (now Chase Field)

Games 18–26 (yellow) played in Tempe at Sun Devil Stadium

Games 27–present (silver) played in Phoenix at Chase Field (formerly Bank One Ballpark)

MVPs

Two MVPs are selected for each game; one an offensive player, the other a defensive player.

GameOffensive MVPDefensive MVP
PlayerTeamPositionPlayerTeamPosition
1989Shane MontgomeryNorth Carolina StateQBScott GeyerArizonaDB
1990Mike PawlawskiCaliforniaQBRobert MidgettWyomingLB
1991Vaughn DunbarIndianaTBMark HagenIndianaLB
1992Drew BledsoeWashington StateQBKareem LearyUtahDB
1993Andre ColemanKansas StateWRKenny McEntyreKansas StateCB
1994Jamal WillisBYURBBroderick SimpsonOklahomaLB
1995Zebbie LethridgeTexas TechQBMickey DaltonAir ForceCB
1996Ron DayneWisconsinRBTarek SalehWisconsinLB
1997Trung CanidateArizonaRBJimmy SprotteArizonaLB
1998Marc BulgerWest VirginiaQBJeff MarriottMissouriDT
1999Cortlen JohnsonColoradoRBJashon SykesColoradoLB
2000Sage RosenfelsIowa StateQBReggie HaywardIowa StateDE
2001James MungroSyracuseRBClifton SmithSyracuseLB
2002Brandon MireePittsburghTBClaude HarriottPittsburghDL
2003Aaron RodgersCaliforniaQBRyan GutierrezCaliforniaFS
2004Derek AndersonOregon StateQBTrent BrayOregon StateLB
2005Rudy CarpenterArizona StateQBJamar WilliamsArizona StateLB
2006Graham HarrellTexas TechQBAntonio HuffmanTexas TechCB
2007Zac RobinsonOklahoma StateQBDonovan WoodsOklahoma StateS
2008Dezmon BriscoeKansasWRJames HoltKansasLB
2009Alexander RobinsonIowa StateRBChristopher LyleIowa StateDE
2010Marcus CokerIowaRBMicah HydeIowaDB
2011Blake BellOklahomaQBJamell FlemingOklahomaDB
2012Le'Veon BellMichigan StateRBWilliam GholstonMichigan StateDE
2013Tyler LockettKansas StateWRDante BarnettKansas StateDB
2015Desmond RolandOklahoma StateRBSeth JacobsOklahoma StateLB
2016 (Jan.)Skyler HowardWest VirginiaQBShaq PettewayWest VirginiaLB
2016 (Dec.)KD CannonBaylorWRTyrone HuntBaylorDE
2017Alex DeltonKansas StateQBDenzel GoolsbyKansas StateS
2018Sewo OloniluaTCURBJaylinn HawkinsCaliforniaS
2019Kadin RemsbergAir ForceRBGrant DonaldsonAir ForceOLB
2021Ky ThomasMinnesotaRBTyler NubinMinnesotaS
2022Braelon AllenWisconsinRBJordan TurnerWisconsinLB
2023Jason BeanKansasQBKenny LoganKansasS
2024Dylan EdwardsKansas StateRBAustin MooreKansas StateLB
2025Jalen SmithMinnesotaWRAnthony SmithMinnesotaDL

Source:

Sportsmanship award

The bowl awarded a sportsmanship award for the 2001 through January 2016 games.

GamePlayerTeamPosition
2001Terry PierceKansas StateLB
2002Derek AndersonOregon StateQB
2003Doug EaslickVirginia TechFB
2004Derek CurryNotre DameLB
2005Ryan NeillRutgersDE
2006Dominic JonesMinnesotaDB
2007Jonathan "Josh" SandbergIndianaOG
2008Jack SimmonsMinnesotaTE
2009D.J. BurrisMinnesotaOG
2010Tim BarnesMissouriC
2011Tyler NielsenIowaLB
2012Tayo FabulujeTCUOT
2013Devin FunchessMichiganWR
2015Andrew HudsonWashingtonDE
2016 (Jan.)D. J. FosterArizona StateRB

Most appearances

RankTeamAppearancesRecord
Updated through the December 2025 edition (36 games, 72 total appearances). Teams with multiple appearances Rank Team Appearances Record 1 Kansas State 5 4–1 Minnesota 5 2–3 3 Oklahoma State 3 2–1 California 3 2–1 West Virginia 3 1–2 6 Arizona 2 2–0 Texas Tech 2 2–0 Iowa State 2 2–0 Wisconsin 2 2–0 Kansas 2 2–0 Air Force 2 1–1 Arizona State 2 1–1 Indiana 2 1–1 Missouri 2 1–1 Oregon State 2 1–1 Pittsburgh 2 1–1 Iowa 2 1–1 Oklahoma 2 1–1 Baylor 2 1–1 TCU 2 1–1 Washington State 2 1–1 New Mexico 2 0–2 Rutgers 2 0–2 Utah 2 0–2 Wyoming 2 0–2Chase Field prior to the 2019 edition of the bowl As of 2023[update], Cincinnati, Houston, and UCF are the only current Big 12 schools that have not played in this bowl, albeit some while having previous conference affiliations. Eight of the current Big 12 schools have appeared multiple times. Former Big 12 member Missouri has appeared in the bowl, but former Big 12 members Nebraska, Texas and Texas A&M have not.
1Kansas State54–1
Minnesota52–3
3Oklahoma State32–1
California32–1
West Virginia31–2
6Arizona22–0
Texas Tech22–0
Iowa State22–0
Wisconsin22–0
Kansas22–0
Air Force21–1
Arizona State21–1
Indiana21–1
Missouri21–1
Oregon State21–1
Pittsburgh21–1
Iowa21–1
Oklahoma21–1
Baylor21–1
TCU21–1
Washington State21–1
New Mexico20–2
Rutgers20–2
Utah20–2
Wyoming20–2

Teams with a single appearance

Won (4): BYU, Colorado, Michigan State, Syracuse Lost (9): Boise State, Boston College, Michigan, North Carolina State, Notre Dame, UCLA, UNLV, Virginia Tech, Washington

Appearances by conference

Updated through the December 2025 edition (36 games, 72 total appearances).

ConferenceRecordAppearances by season
GamesWLWin pct.WonLost
Big 1221165.7621998, 1999, 2000, 2006, 2007, 2008, 2009, 2011, 2013, 2014*, 2015*, 2016, 2017, 2018, 2023, 20242001, 2010, 2012, 2021, 2022
Big Ten1477.5001991, 1996, 2010, 2012, 2021, 2022, 20252006, 2007, 2008, 2009, 2011, 2013, 2024
Pac-121376.5381989, 1990, 1992, 1997, 2003, 2004, 20052002, 2014*, 2015*, 2017, 2018, 2019
Big East725.2862001, 20021998, 1999, 2000, 2003, 2005
WAC716.14319941990, 1992, 1993, 1995, 1996, 1997
Mountain West413.25020192016, 2023, 2025
Big Eight211.50019931994
SWC211.50019951991
ACC101.0001989
Independents101.0002004
  • Games marked with an asterisk (*) were played in January of the following calendar year.
  • Records reflect conference affiliations at the time each game was played.
  • The Pac-12's record includes appearances when the conference was the Pac-10. From 1989 through 2005, Pac-10 teams made eight appearances and were 7–1.
  • Big East teams made seven appearances and were 2–5; the American Conference retains the conference charter following the 2013 split of the original Big East along football lines.
  • Conferences that are defunct or no longer active in FBS are marked in italics.
  • Independent appearances: Notre Dame (2004)

Game records

TeamPerformance vs. opponentYear
Most points scored (one team)62, Colorado vs. Boston College1999
Most points scored (losing team)49, Virginia Tech vs. California2003
Most points scored (both teams)101, California vs. Virginia Tech2003
Fewest points allowed0, Indiana vs. Baylor1991
Largest margin of victory35, Kansas State vs. Wyoming1993
Total yards679, Arizona State vs. Rutgers2005
Rushing yards431, Air Force vs. Texas Tech1995
Passing yards492, Washington State vs. Utah1992
First downs33, Arizona State vs. Rutgers2005
Fewest yards allowed130, North Carolina State vs. Arizona1989
Fewest rushing yards allowed8, Pittsburgh vs. Oregon State2002
Fewest passing yards allowed16, Utah vs. Wisconsin1996
IndividualPerformance vs. opponentYear
Total offense555, Skyler Howard, West Virginia vs. Arizona State2016*
All-purpose yards289, Tim White, Arizona State vs. West Virginia2016*
Rushing yards260, Byron Hanspard, Texas Tech vs. Air Force1995
Rushing touchdowns4, Byron Hanspard, Texas Tech vs. Air Force1995
Passing yards532, Skyler Howard, West Virginia vs. Arizona State2016*
Passing touchdowns6, Jason Bean, Kansas vs UNLV2023
Receptions15, T.J. Moe, Missouri vs. Iowa2010
Receiving yards212, Phillip Bobo, Washington State vs. Utah1992
Receiving touchdowns3, shared by: Dezmon Briscoe, Kansas vs. Minnesota Luke Grimm, Kansas vs. UNLV Lawrence Arnold, Kansas vs. UNLV2008 2023 2023
Tackles20 (total), Jahad Woods, Washington State vs. Air Force2019
Interceptions2, most recent: Cameron Oliver, UNLV vs. Kansas2023
Long PlaysPerformance vs. opponentYear
Touchdown run71, Danta Johnson, Air Force vs. Texas Tech1995
Touchdown pass87, Phillip Bobo from Drew Bledsoe, Washington State vs. Utah1992
Kickoff return100, Damon Bankston, New Mexico vs Minnesota2025
Punt return88, Ben Kelly, Colorado vs. Boston College1999
Interception return78, George White, Boston College vs. Colorado1999
Fumble return15, Orion Stewart, Baylor vs. Boise State2016
Punt67, shared by: Travis Brown, Kansas State vs. Syracuse Tress Way, Oklahoma vs. Iowa2001 2011
Field goal53, Jaden Oberkrom, TCU vs. Michigan State2012

Games marked with an asterisk (*) were played in January of the noted calendar year.

Source:

Media coverage

The bowl has been televised by three different networks: TBS (1989–1991), ESPN (1992–2005, 2010–present), and NFL Network (2006–2009).

Notes

External links